I've decided not to get a car because I can't afford the payments. I don't consider life without a car much of a set back. The commute on the bus is fine, I can still get around the city in cabs, and there is one less thing in my life that can catch fire.
There is the added benefit of not paying tons of money for things that I'm not sure exist. I paid hundreds of dollars to have my alternator adjusted and it was still antisocial.
The only problem is that girls don't like it when I don't have a car, and I worry about what girls think. You see, I'm not really a take it or leave it kind of guy. I'm more like, take it or I'll change for you.
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